Is Canada’s Health Care Actually Free?

If you're moving to Canada from the United States, it's likely that you have a lot of questions about health insurance in Canada. You might be wondering whether or not Canada's health care is free. If you're looking for more information about Canadian health care, you'll be able to find some answers here.

Everyone In Canada Is Insured

No one in Canada is uninsured. Everyone is able to get health care when they need it. Because Canada has government-provided health insurance, every individual in Canada has access to health care, regardless of their net worth.

Insurance Laws

Even though insurance laws in the United States have changed, there are still many people out there that are uninsured. Because of this, people are often surprised when they come to Canada and see that every single person has access to health care.

Insurance Is Funded By Taxes

Obviously, everything has to be paid for in some way. Health insurance in Canada is funded through taxes. The money from taxpayers is used to provide many things, including schools, safe roads, and health care.

The taxes in Canada aren't unusually high, but it's a smart idea to look at tax rates before moving to the country. That way, you'll have a better picture of what you're paying in taxes. You'll be able to see if your taxes will be increasing or decreasing on the whole. Most residents are happy to know that their taxes are being used to provide services that they actually use.

Some People In Canada Pay For Insurance

Even though everyone that lives in Canada has access to health care, there are still people that pay for additional insurance. Why do people choose to do this? While every individual has their own reasons, there are a few reasons that people opt to purchase additional insurance coverage.

One of the main reasons that people decide to buy extra insurance in Canada is because they want to be able to see specialists. Separate insurance policies may cover care that isn't covered under standard insurance plans. There are also people that purchase travel insurance so that they can receive care when they're abroad.

Supplemental Insurance In Canada Can Be Very Affordable

Since it isn't essential for people to buy health insurance in Canada, the rates for insurance aren't as high as you might think. In fact, some people are shocked when they see how reasonable the prices are.

Insurance companies want to incentivize people to purchase coverage, which is why they tend to make their rates competitive. If you think that extra insurance isn't worth the cost, you might want to take a closer look. You might be able to get a lot for your money.

Canada does provide free health care to all residents. While this coverage is paid for by taxes, you have access to health care even if you are unemployed. With that said, some people in Canada opt to pay more for additional coverage. It's best to learn more about this before moving to Canada.